Minor or significant car damage to your own car can be a costly, frustrating and stressful issue. However, when it is not your rightfully owned car that’s been damaged but instead one that you have rented, you may be worried about extremely high charges, or wonder if the company you rented from is overcharging you for repairs.
Of course, as it stands for any type of car accident, the most important thing to ensure is the safety of yourself and of others. If you are involved in a crash, you have the duty to stop and check on everyone’s well-being. After this, you should exchange details and take photos of the evidence, before getting in touch with your car rental company. It is likely that there will be an emergency number to call on the windshield or in the car manual.
Understanding the role deductibles play
One of the first things you will want to find out is what your deductible is. For example, you might have a deductible of $600. If the incident you were involved in caused $1000 in damage in this case, you will have to pay $600, and the insurance company pays the other $400.
Collision damage waivers
If you have purchased a collision damage waiver as part of the insurance of the car, it means that you will not need to pay any of the damages in the event of an accident. However, it is important to remember that this does not include the coverage of any medical bills.
If you are concerned about your charges in regard to a rental car accident, you should firstly read over the terms of your contract. If matters still seem suspect, you may want to work with an attorney who can assert your needs and rights.